# Elkmont Loans > Elkmont Loans is a small-business funding broker at 100 S E St, Madera, CA 93638 (phone (559) 379-1237). It helps businesses in Madera, CA and across Madera County, California; and in Kerman, CA (Fresno County); Mendota, CA (Fresno County); Firebaugh, CA (Fresno County); Friant, CA (Fresno County); Le Grand, CA (Merced County), explore equipment loans and leases, working capital loans, business lines of credit, business term loans, inventory financing, and merchant cash advances. Elkmont Loans takes business funding requests and passes them to funding partners; each partner reviews a request on its own and alone decides whether to make an offer and on what amount, price and terms. Elkmont Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Elkmont Loans does not arrange personal, payday, auto title or mortgage loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 100 S E St, Madera, CA 93638, United States - Phone: (559) 379-1237 - Apply: https://elkmontloans.com/apply/ - Places: Madera, CA and all of Madera County, California; also Kerman, CA (Fresno County); Mendota, CA (Fresno County); Firebaugh, CA (Fresno County); Friant, CA (Fresno County); Le Grand, CA (Merced County) - Language: English ## Funding options - [Business Loan Types for Madera, CA Owners: What Quick-service Restaurants and Home Builders Use](https://elkmontloans.com/business-loans/): A comparison of the six funding types Elkmont Loans works with in Madera, California: what each one pays for, how it is paid back, and which Madera County trades it tends to suit. - [Working Capital Loans for Home Builders and Auto Repair Shops in Madera, CA, Week to Week](https://elkmontloans.com/business-loans/working-capital/): Working capital pays for the stretch between spending and being paid. This page shows how Madera, California builders, repair shops, stations and contractors use it, how it is paid back and what a partner reviews. - [Business Term Loans in Madera, CA for Expansions by Quick-service Restaurants and Home Builders](https://elkmontloans.com/business-loans/term-loans/): A term loan turns one large cost into a fixed monthly payment. This page works through how it is priced and paid back for Madera, California contractors, restaurants and dental offices, and when a credit line fits better. - [Business Lines of Credit in Madera, CA for Home Builders and Auto Repair Shops](https://elkmontloans.com/business-loans/line-of-credit/): A line of credit is a reusable limit for costs that come back again and again. This page shows how draws and paydowns work for Madera, California builders, shops, restaurants and contractors. - [Inventory Financing in Madera, CA for Quick-service Restaurants Buying Ahead of Demand](https://elkmontloans.com/business-loans/inventory-financing/): Inventory financing turns stock on the shelf into the security for the money that bought it. This page explains how it works for Madera, California kitchens, shops, stations and contractors, with invented worked examples. - [Equipment Financing in Madera, CA: Kitchen Lines, Shop Lifts and Excavators](https://elkmontloans.com/equipment-financing/): Equipment financing is the funding type Elkmont Loans puts first in Madera, California. This page compares loans, leases and finance agreements, with invented worked examples for plumbing and HVAC contractors and a gas station. - [Merchant Cash Advances in Madera, CA Compared With Revenue-Based Financing for Home Builders](https://elkmontloans.com/merchant-cash-advance/): An advance is a sale of future card receipts, not a loan. This page shows a Madera, California business how the factor and the holdback set the cost and the pace of collection, and when a credit line is the better comparison. ## Industries - [Madera, CA Restaurant Loans for Walk-Ins, Fryers and Dining Room Seating](https://elkmontloans.com/industries/restaurants/): Cooking line repairs, POS packages, walk-ins and catering vans each fit a different funding type; this page works through them with county restaurant counts and two invented payment examples. - [Madera, CA Medical Practice Loans for Ultrasound Units, Movable Clinic Equipment and a Second Office](https://elkmontloans.com/industries/medical-practices/): Used and new ultrasound units, records hardware, movable clinic equipment and the opening gap of a second office each fit a different funding type, shown with invented figures. - [Madera, CA Dental Office Loans for CBCT Scanners, Movable Operatory Equipment and Imaging Upgrades](https://elkmontloans.com/industries/dental-practices/): Operatories, imaging and a practice purchase each fit a different funding type; a loan and a lease on the same scanner are compared with invented figures. - [Retail Business Loans in Madera, CA for Groceries, Apparel and Hardware Stores](https://elkmontloans.com/industries/retail/): Shelf stock, fixtures and a large order each fit a different funding type; county retail counts and invented loan and card-sales advance examples show the difference. - [Madera, CA Contractor Financing for Home Builders, Plumbers and Finish Carpenters](https://elkmontloans.com/industries/construction/): Machines, trailers, draw gaps and the cash around a bonded bid each fit a different funding type; county counts and invented loan and lease figures show how. - [Madera, CA Auto Repair Shop Loans for Smog Stations, Alignment Racks and Frame Machines](https://elkmontloans.com/industries/auto-repair/): Frame machines, scan tools, technician hiring and alignment racks each fit a different funding type, shown with county shop counts and invented figures. - [Madera, CA Hotel Loans: PIP Upgrades, Furniture and Working Capital](https://elkmontloans.com/industries/hotels-and-motels/): Laundry equipment, a PIP upgrade list, movable room furnishings and operating gaps each fit a different funding type; the building itself is outside what is arranged here. - [Madera, CA Landscaping Equipment Financing for Dump Trailers, Sod, Stone Orders, Fuel and Repairs](https://elkmontloans.com/industries/landscaping/): Machines, a sod cutter, a hydroseeder and crew payroll each fit a different funding type; county landscaping counts and invented figures show the comparison. - [Madera, CA Daycare Center Financing: Infant Rooms, Kitchens and Enrollment Swings](https://elkmontloans.com/industries/daycare-centers/): Indoor play equipment, a van, movable preschool-room furnishings and teacher hiring each fit a different funding type; invented figures turn the payments into tuition spots. - [Manufacturing Equipment Financing in Madera, CA: Machine Shops, Fabricators and Raw Material Orders](https://elkmontloans.com/industries/manufacturing/): Welders, forklifts, tooling, lab equipment and long receivables each fit a different funding type; county plant counts and invented loan and lease figures show how. - [Cafe Business Loans in Madera, CA: Movable Cafe Furnishings, Grinders and Second Locations](https://elkmontloans.com/industries/cafes-and-coffee-shops/): Espresso machines, bakery ovens, movable furnishings, a roaster or a cafe purchase each fit a different funding type; invented payment examples and county counter counts show how. - [Business Loans for Real Estate Agents in Madera, CA: Listing Photography Gear, Signage and Assistant Hiring](https://elkmontloans.com/industries/real-estate-agents/): Marketing gaps, photo gear, signage, a new assistant and an agency purchase each fit a different funding type; county agent counts and invented figures show how. - [Accounting Firm Loans in Madera, CA: Partner Buyouts, Office Moves and Receivables](https://elkmontloans.com/industries/accounting-firms/): Buyouts, office moves, technology and receivables gaps each fit a different funding type; county counts are given for accounting, consulting and engineering offices separately. - [Madera, CA Gas Station Financing for Cooler Doors, Movable Store Fixtures and POS Upgrades](https://elkmontloans.com/industries/gas-stations-convenience-stores/): Cooler doors, POS systems, store inventory and a station purchase each fit a different funding type; county station counts and invented figures show how. - [Business Loans by Industry for Quick-service Restaurants, Home Builders and More in Madera, CA](https://elkmontloans.com/industries/): Elkmont Loans sorts its Madera County, California funding notes by trade, each with its own Census count. ## Tools and calculators - [Madera, CA Small Business Guides for Quick-service Restaurants and Home Builders](https://elkmontloans.com/resources/): Preparation notes for a Madera, California funding request and an equipment loan amortization calculator. - [Equipment Loan Calculator With Amortization for Madera, CA Restaurants and Shops](https://elkmontloans.com/resources/equipment-loan-calculator-with-amortization/): An amortization calculator for equipment loans, with invented worked examples for Madera, California kitchens, repair shops and dental offices. Funding partners set actual rates and terms. ## Communities near Madera, CA - [Business Loans in Madera, CA for Home Builders, Auto Repair Shops and the Rest of Madera County, CA](https://elkmontloans.com/madera-ca/): The City of Madera and the rest of Madera County, California, in Census business counts, with the questions a funding request in the city brings up. - [Business Loans for Home Builders and Auto Repair Shops in Communities Near Madera, CA](https://elkmontloans.com/service-areas/): Five places near Madera, California, each described with figures for its own ZIP code, plus lease checklists for three trades. ## Company - [Madera, CA Small Business Loans for Home Builders, Auto Repair Shops and Other Local Employers](https://elkmontloans.com/): Elkmont Loans works from Madera, California. An owner names the purchase or the cash gap, Elkmont narrows six funding types to the one or two that fit, and a funding partner reviews the request and decides. - [How to Get a Business Loan for Your Madera, CA Dental Office: From Call to Offer](https://elkmontloans.com/how-it-works/): This page follows a Madera, California request step by step, starting with the first call, and lists the records a partner can ask for along the way. - [Business Loan FAQ: Answers for Home Builders and Auto Repair Shops in Madera, CA](https://elkmontloans.com/faq/): Common questions a Madera, California business can raise before a funding request, answered plainly. For tax and legal points, the answers point you to your own accountant or attorney. - [About Elkmont Loans: Business Loan Help for Madera, CA Home Builders and Auto Repair Shops](https://elkmontloans.com/about/): Elkmont Loans works from one office on S E St in Madera, California, by phone and through an online request form. - [Talk With Elkmont Loans About Financing a Madera, CA Home Builder or Auto Shop](https://elkmontloans.com/contact/): Elkmont Loans, 100 S E St, Madera, CA 93638: a phone line, a request form and a list of questions worth asking any lender. - [Start a Madera, CA Business Loan Application for Your Home Builder or Auto Shop](https://elkmontloans.com/apply/): The Elkmont form opens a request in Madera, California; a funding partner reviews it and decides on any offer. - [Disclosures for Elkmont Loans, Madera, CA](https://elkmontloans.com/disclosures/): How a request is divided between Elkmont Loans and the funding partners that review it. ## Optional - [Full text of every page](https://elkmontloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://elkmontloans.com/sitemap.xml)